{"id":261,"date":"2019-08-13T08:09:21","date_gmt":"2019-08-13T08:09:21","guid":{"rendered":"http:\/\/blog.budwisefunds.com\/?p=261"},"modified":"2020-12-07T13:39:06","modified_gmt":"2020-12-07T13:39:06","slug":"sip-10-reasons-why-one-should-invest-through-sip","status":"publish","type":"post","link":"https:\/\/budwisefunds.com\/blog\/sip-10-reasons-why-one-should-invest-through-sip\/","title":{"rendered":"10 reasons why one should invest through SIP"},"content":{"rendered":"\r\n<p><span style=\"font-size: 20px;\">Investing through SIP in mutual funds has become very popular. <\/span><span style=\"font-size: 20px;\">To know why it is such an effective method to invest in mutual funds, read on!<\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Most of you might wonder, why there is so much buzz about investing all around. Is it really necessary that one should invest and plan their savings?\u00a0<\/span><\/p>\r\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script> <ins class=\"adsbygoogle\" style=\"display: block; text-align: center;\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-6495755798120621\" data-ad-slot=\"6499025866\"><\/ins> <script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Well, the answer is yes. Each and every individual must invest in the achievement of their goals\/dreams. Keeping your hard-earned money untouched in your savings bank account is not a wise choice.<\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\"> Technically speaking it\u2019s not a choice which one makes; it is actually that a person does not want to take any kind of initiative by himself.<\/span><\/p>\r\n<p><strong><span style=\"font-size: 24px;\">Further Reading: <a href=\"https:\/\/sipcalculator.in.net\/\" target=\"_blank\" rel=\"noopener noreferrer\">SIP Calculator<\/a><\/span><\/strong><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">I am pretty much sure that most of you have heard about mutual funds and SIP\u2019s but very few have taken a step towards knowing what these exactly are and why <strong>is it good to invest in mutual funds. <\/strong><\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Before we jump directly into the benefits offered by SIP, let\u2019s first understand what SIP exactly is. To give you a view of this, I would like to quote an example here:<\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Most of us had a piggy bank when we used to be a kid and as a kid, we used to put money in that piggy bank every day or every month in a hope that one day we will get a big amount out of it. In the same manner SIP works, we can contribute a little amount for as low as Rs 500 every month in any particular mutual fund scheme for creating huge wealth over a period of time. Now I hope most of you have got a fair idea about SIP.<\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Proceeding further, now we are going to talk about the benefits of SIP and why one should invest through SIP in mutual funds.<\/span><\/p>\r\n<h2 style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 24px; color: #000000;\"><strong><u class=\"remove-format\">GOOD REASONS TO START A SIP LICIOUS<\/u><\/strong><\/span><\/h2>\r\n<h3><span style=\"color: #000000; font-size: 24px;\"><strong>1. Rupee cost averaging<\/strong><\/span><\/h3>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">SIP is one of the <strong>best ways to invest in mutual funds<\/strong>. It helps you to average your investment cost. You might be aware of the fact that equity markets are volatile in nature. <\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">They do not move in a straight upward line thereby giving only positive returns. They go through many crest and troughs and hence when the markets are down more units will be purchased with the same amount of investment.<\/span><\/p>\r\n<table style=\"width: 100%; height: 530px;\">\r\n<tbody>\r\n<tr style=\"height: 53px; background-color: #f79646;\">\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>MONTHS<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>SIP AMOUNT<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>NAV<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>UNITS PURCHASED<\/strong><\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr style=\"height: 53px;\">\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>JAN<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">10000<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">30<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">333.3<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr style=\"height: 53px;\">\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>FEB<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">10000<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">26<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">384.6<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr style=\"height: 53px;\">\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>MAR<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">10000<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">27<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">370.4<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr style=\"height: 53px;\">\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>APR<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">10000<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">23<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">434.8<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr style=\"height: 53px;\">\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>MAY<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">10000<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">22<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">454.5<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr style=\"height: 53px;\">\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>JUN<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">10000<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">25<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">400.0<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr style=\"height: 53px;\">\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>JUL<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">10000<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">27<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">370.4<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr style=\"height: 53px;\">\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>\u00a0<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p>&nbsp;<\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p>&nbsp;<\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p>&nbsp;<\/p>\r\n<\/td>\r\n<\/tr>\r\n<tr style=\"height: 53px;\">\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\"><strong>\u00a0<\/strong><\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.4928%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">AVG COST<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">25.7<\/span><\/p>\r\n<\/td>\r\n<td style=\"height: 53px; width: 24.6377%; text-align: center;\" width=\"154\">\r\n<p><span class=\"tadv-format-panel\" style=\"font-size: 12px; color: #000000;\">2748.0<\/span><\/p>\r\n<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<p style=\"text-align: justify;\">\u00a0<\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">So, as you can see that the average cost of your investment comes out to be 25.7. If you would have invested all the money in the first month itself, then your cost of investment would have been 30 which means that you would have got lesser units. Through SIP, the average rate comes to Rs. 25.70 per unit.<\/span><\/p>\r\n<h2 class=\"entry-title\"><strong><span style=\"font-size: 24px;\">Also Read: <\/span><\/strong><a href=\"https:\/\/budwisefunds.com\/blog\/how-can-a-salaried-individual-save-taxes-on-their-income\/\" rel=\"bookmark\">How can a salaried individual save taxes on their income?<\/a><\/h2>\r\n<h3><span style=\"font-size: 24px; color: #000000;\">2. <strong>Imbibe discipline<\/strong><\/span><\/h3>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">There is only one thing which restricts an investor from earning superior returns is his own discipline. Most of us tend to procrastinate things for tomorrow. And our investment behaviour is no different. So, here comes the role of SIP. SIP is the only best way that inculcates discipline in the investor as every month a specified amount is invested in the selected mutual fund scheme automatically.<\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">SIP\u2019s generally come in handy when the markets are volatile because this is the only time period when the investors earn an extra number of units.<\/span><\/p>\r\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script> <ins class=\"adsbygoogle\" style=\"display: block; text-align: center;\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-6495755798120621\" data-ad-slot=\"6499025866\"><\/ins> <script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/p>\r\n<h3><span style=\"font-size: 24px; color: #000000;\">3. <strong>Power of compounding<\/strong><\/span><\/h3>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">The returns generated in case of SIP are compounding in nature. What this means is that the returns in the following year are earned on the previous year\u2019s investment plus previous year\u2019s returns. <\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Compounding helps in proliferating one\u2019s wealth and this is the reason why it is considered as the eighth wonder of the world.<\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Have a look at the following table, and you will get an idea that how much an amount of Rs 1 lac can grow in different time periods.<\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\"><img loading=\"lazy\" class=\"wp-image-263 size-full aligncenter\" src=\"https:\/\/budwisefunds.com\/blog\/wp-content\/uploads\/2019\/08\/Capture.png\" alt=\"\" width=\"545\" height=\"173\" srcset=\"https:\/\/budwisefunds.com\/blog\/wp-content\/uploads\/2019\/08\/Capture.png 545w, https:\/\/budwisefunds.com\/blog\/wp-content\/uploads\/2019\/08\/Capture-300x95.png 300w\" sizes=\"(max-width: 545px) 100vw, 545px\" \/><\/span><\/p>\r\n<h3 style=\"text-align: justify;\"><span style=\"font-size: 24px; color: #000000;\"><span class=\"tadv-format-panel\">4. <\/span><strong>Small investment<\/strong><\/span><\/h3>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">If you think that investing money is not easy and requires a huge sum of money, then you are wrong. Investing money was never so easy, as it is now, as nowadays you can invest for as low as Rs 500 in any mutual fund scheme through SIP. <\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">This has enabled even small investors to invest a certain amount of money for fulfilment of their big goals.<\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Small investment<\/span><\/p>\r\n<p><strong><span style=\"font-size: 24px;\">Further Reading: <a href=\"https:\/\/www.mutualfundssahihai.com\/en\/what-systematic-investment-plan-sip\" target=\"_blank\" rel=\"noopener noreferrer\">Mutual Fund Sahi hai<\/a><\/span><\/strong><\/p>\r\n<h3><span style=\"font-size: 24px; color: #000000;\">\u00a05. <strong>Helps to achieve one\u2019s financial goals<\/strong><\/span><\/h3>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">We all have some dreams, and we all want to accomplish them too. But we generally skip the right path which can really help us in achieving our dreams. <\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">The right path which I am referring to is the path of investment. SIP is the best mode of planning and achieving one\u2019s financial goals.<\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\"> An individual will be able to achieve his goals without putting much burden on his monthly expenses through small systematic investments.<\/span><\/p>\r\n<h3><span style=\"font-size: 24px; color: #000000;\"><strong>6. Flexible<\/strong><\/span><\/h3>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">SIP is flexible in nature in the sense that an individual can start and stop it anytime they want. Also an investor can choose the frequency himself \u2013 weekly, monthly, quarterly, etc along with the date of his own choice. <\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Also nowadays, various fund houses are providing an option to the investors to pause their SIP\u2019s for a certain period of time.<\/span><\/p>\r\n<h3><span style=\"font-size: 24px; color: #000000;\">7. <strong>Control discretionary expenses<\/strong><\/span><\/h3>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">In the current era of e-commerce and the loads of offers they brought along with them have made the individuals shell out more of their pockets. <\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Due to their excellent marketing tactics, we fall prey to them and end up buying goods which we do not even need.<\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">SIP\u2019s come in handy as it helps an individual in reducing these discretionary expenses. Now you will be wondering how? Well, it is quite easy; just initiate a SIP with a date by which you probably receive your salary. <\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">For example, if you receive your salary by 7<sup>th<\/sup> of every month then initiate a SIP with a date not more than 10<sup>th<\/sup>. So, now you won&#8217;t be left with an extra amount in your bank account which you can spend on less important things.<\/span><\/p>\r\n<h2 class=\"entry-title\"><strong><span style=\"font-size: 24px;\">Also Read:<\/span><\/strong> <a href=\"https:\/\/budwisefunds.com\/blog\/is-it-advisable-to-invest-in-capital-gain-bonds-u-s-54ec-to-save-tax-on-capital-gains\/\" rel=\"bookmark\">Is it advisable to invest in capital gain bonds u\/s 54 EC to save tax on capital gains?<\/a><\/h2>\r\n<h3><span style=\"font-size: 24px; color: #000000;\"><strong>8.\u00a0 SIP Diversifies Risk<\/strong><\/span><\/h3>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">The money you are putting into a particular scheme is managed by professional fund managers and they take care of the portfolios overall risk very well by spreading the investment across various assets.<\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\"> Moreover, with SIP you are able to capitalize on the volatility of the markets.\u00a0<\/span><\/p>\r\n<h3><span style=\"font-size: 24px; color: #000000;\">9. SIP is a <span class=\"tadv-format-panel\" style=\"color: #000000;\">Convenient Option<\/span><\/span><\/h3>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Starting a SIP is much more convenient than investing in any other instruments. You just have to fill all your details once and select the schemes in which you want to invest. <\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">A certain chosen amount will be automatically invested from your bank account every month. And hence you do not have to give instructions again and again.<\/span><\/p>\r\n<p><script async=\"\" src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script> <ins class=\"adsbygoogle\" style=\"display: block; text-align: center;\" data-ad-layout=\"in-article\" data-ad-format=\"fluid\" data-ad-client=\"ca-pub-6495755798120621\" data-ad-slot=\"6499025866\"><\/ins> <script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/p>\r\n<p><span style=\"font-size: 24px; color: #000000;\">10.<strong> No need to time the market<\/strong><\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">Every investor on the Dalal street (stock market) tries to time the market in order to accelerate his gains. <\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">However, most of them end up losing their hard-earned money. Remember, no one knows the markets better than the market itself. And hence one should never try to time the market. <\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">And this is where SIP plays its role very well. <\/span><\/p>\r\n<p style=\"text-align: justify;\"><span class=\"tadv-format-panel\" style=\"font-size: 20px; color: #000000;\">The investor is relieved from timing the market as SIP will be processed on a predefined date every month without bothering investors.<\/span><\/p>\r\n<p><strong><span style=\"font-size: 24px;\">Further Reading: <a href=\"https:\/\/www.moneycontrol.com\/news\/business\/mutual-funds\/-2367429.html\" target=\"_blank\" rel=\"noopener noreferrer\">Money Control<\/a><\/span><\/strong><\/p>\r\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" id=\"10rwosits\" class=\"size-medium wp-image-562 aligncenter\" src=\"https:\/\/budwisefunds.com\/blog\/wp-content\/uploads\/2019\/08\/download-pdf-button-1-300x88.png\" alt=\"\" width=\"300\" height=\"88\" srcset=\"https:\/\/budwisefunds.com\/blog\/wp-content\/uploads\/2019\/08\/download-pdf-button-1-300x88.png 300w, https:\/\/budwisefunds.com\/blog\/wp-content\/uploads\/2019\/08\/download-pdf-button-1-1024x299.png 1024w, https:\/\/budwisefunds.com\/blog\/wp-content\/uploads\/2019\/08\/download-pdf-button-1-768x224.png 768w, https:\/\/budwisefunds.com\/blog\/wp-content\/uploads\/2019\/08\/download-pdf-button-1-1536x449.png 1536w, https:\/\/budwisefunds.com\/blog\/wp-content\/uploads\/2019\/08\/download-pdf-button-1-2048x598.png 2048w, https:\/\/budwisefunds.com\/blog\/wp-content\/uploads\/2019\/08\/download-pdf-button-1-1200x350.png 1200w, https:\/\/budwisefunds.com\/blog\/wp-content\/uploads\/2019\/08\/download-pdf-button-1-1980x578.png 1980w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/span><\/p>\r\n","protected":false},"excerpt":{"rendered":"<p>Investing through SIP in mutual funds has become very popular. To know why it is such an effective method to invest in mutual funds, read on! Most of you might&hellip; <\/p>\n","protected":false},"author":1,"featured_media":1086,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[9],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SIP - 10 REASONS WHY ONE SHOULD INVEST THROUGH SIP<\/title>\n<meta name=\"description\" content=\"Before we jump directly into the benefits offered by SIP, let\u2019s first understand what SIP exactly is. 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